Why Choose Us?
Working with Upgrade Finance can be a game-changer, reducing the amount of time, effort, and expense required to find the right deal for you. Our extensive network of lenders opens doors to exclusive packages and rates that you might not discover on your own.
Using our in-depth market knowledge we will guide you through your preferred lender options, tailoring recommendations to your unique circumstances. By taking care of the groundwork and keeping your best interests in mind, we can help save you thousands by avoiding low-quality products and providing access to lenders with bespoke features to better suit you.
Our insider knowledge and negotiating process can often translate into lower interest rates, as financial institutions compete for your business through us.
Upgrade Finance is here to streamline your property journey and ensure you get a deal that will upgrade your finances and your future.
What We Do
We start by getting together for an informal chat to fully understand your past, present and future plans along with your current financial situation and goals moving forward. Once we have a clear understanding of ‘you’ we get to work finding the optimal products and packages to suit your specific needs.
We will present you with several options and walk you through the pros and cons of each possibility while taking the time to make sure you feel informed and in control of your decisions. Once you’ve chosen the product that’s right for you, we once again get to work preparing and lodging the necessary documents and applications to ensure a successful settlement.
How We Work For You
At Upgrade Finance our process focusses on making your life easier. Your financial safety and success is our number 1 priority and here’s the best part, you don’t pay us a single dollar for this service! All our fees and commissions are paid to us by the lender that you choose to work with and our ability to compare products across a wide range of lenders means you get to spend more of your time doing the things you enjoy.
We will manage your application right through to settlement to ensure a smooth process and it doesn’t stop there. At Upgrade Finance we conduct annual ‘finance health checks’ on our customer's loans and negotiate rate reductions where possible to ensure that you continue to benefit from being a client of ours well into the future.
When To Get In Touch
It’s never a bad time to get in touch with us and there is no obligation to follow through if our products don’t meet your needs. Whether you've already got your eye on a new home, car or boat or are just starting to look for one, we can provide guidance and products to help you achieve your goals.
Maybe you think that your existing loans are no longer competitive and want to compare the market, maybe you’re considering how to release the existing equity in your property to buy an investment property, or maybe you have a Self-Managed Super Fund that owns a property and want to refinance. In any situation, we are happy to discuss what’s possible and how we can support you in achieving your goals.
Where We Can Help
At Upgrade Finance, we provide top-tier financial services for you wherever you are across Australia. We are based in Perth but are accredited to provide finance services in all states and territories and our ID verification and document management systems allow the safe and secure handling of all required documents and Identifications.
We can meet in person or via an online video meeting to get to know each other and many of our processes can be completed electronically. We specialise in supporting regional clients and we pride ourselves on giving back to the communities that support us by donating to a local group or charity every time we settle a loan.
Our Lenders
With access to an ever-growing panel of lenders, we can find the right product to suit your needs and goals. Don’t waste your own time when we can do the work for you and products from over 75 different banking and non-banking partners to provide you with lending solutions quickly and effectively for almost any scenario.
WHAT OUR CLIENTS THINK
"Hamish was great! He really took the time to understand our situation and gave us honest feedback and finance options that allowed us to make the right moves for our business."
"I had been told by others that I wouldn’t be eligible for finance, but Hamish made it possible for me to purchase my first property and I couldn't be happier."
"Hamish negotiated a great new deals on our investment loans that have substantially reduced our financing costs and opened up new investment opportunities."
Bruce & Chloe Reid
Kristopher
Andrew & Glenyce